Showing posts with label Dewey Decimal Challenge. Show all posts
Showing posts with label Dewey Decimal Challenge. Show all posts

Sunday, April 26, 2009

The 16% Solution by Joel S Moskowitz, JD

The original 16% Solution came out in 1994. I just finished the 2009 edition, which has been updated in many ways. The 16% Solution is about investing in tax lien certificates, which is something that I had never heard of before. Basically it involves buying tax liens from county governments, and then rather than the county earning the interest, you now earn the interest. Only 23 states sell their tax liens in this way, but Moskowitz includes all of this information for you.
The major differences between this edition and the first one is the fact that many counties now do their auctions online, or at least have websites that have very detailed information about the procedure. Moskowitz includes web addresses for all of the relevant counties. He also includes advice that is based on the current economic situation, rather than what the economy looked like back in 1994. The world is a different place now.
At first I was wary of tax liens - I felt that it must be in some way bad for the person whose lien is being sold, the person who has been unable to pay their property taxes. I would hate to participate in a system that made it easier for people to lose their homes because I bought the lien on their unpaid property tax. But in many states, it's actually better for the property owner - at the auction, the person who wins the bid is the one who will take the lien at the lowest rate of interest. Granted, some states seem to make it very easy to foreclose on someone, but I was interested in the states that seemed to be the most fair to the property-holder. All-in-all, this book makes tax lien investing sound like a really good deal. I plan on checking it out when I have the extra money ready to invest. And I will have this book read for when I need it.
I am glad I actually own this book, because then I can hang on to it until I am ready to use the information in it. So of course this counts for the RYOB Challenge. As a non-fiction book, it also gets a Dewey Decimal Number, making it work for the Dewey Decimal Challenge. I mostly tend to read history, so I already have my 900's book. The number for this one is 332.6324, so I actually get a 300's book now. And we can't forget about the Pub 2009 Challenge!

Friday, February 6, 2009

Women in Early Medieval Europe 400 - 1100 by Lisa M Bitel

This was my third book read for the Medieval Challenge, and the second of the non-fiction books I have read about this time period. Actually, the other non-fiction book I read discussed the true medieval time period, 1040-ish to the 1500's, and this book obviously covered an earlier time period, 400 to 1100. But as they focused on different topics, there would not have been much overlap anyway.
I have to say that I loved this book. I have not read a history book that I enjoyed so much in a long time. Women in Early Medieval Europe could easily be used as a textbook for a class on either early medieval history or women's studies. It is an extensively researched and well notated book that focuses solely on women, and their impact on the history of this time period, as well as the time period's impact on them. Bitel does an excellent job of finding the stories about women from the little that is said about them. She points out that the histories written during this time period are by men, and women are only discussed if they are somehow connected to the male main characters, as mothers or wives. The only women that merit real attention are those that either break the rules set for them by society, or who are especially pious and noble, and therefore used by the historians as examples of what women should or should not be.
In addition to the histories written during these time periods, Bitel examines records of laws and accounts, often finding evidence of women when it is not explicitly stated. And of course we know that women existed, because people continued to procreate and extend their reach over the land. Bitel discusses the reasons for why women were included or left out of records to great extent. This is a fascinating book both on the level of women's history and early european history.
Women in Early Medieval Europe is part of the Cambridge Medieval Textbook series. For anyone interested in good non-fiction about this time period, I would recommend checking out any books in this series.
I am also using this book for my first read in the Dewey Decimal Challenge. I am a little bit confused by the way this challenge is structured, but it looks like I can read the books out of order (thank goodness). So this book is for the 900's category - Geography and History (this book's specific Dewey number is 940.1).